In 1992 Congress mandated a pilot demonstration of energy-efficient mortgages (EEMs) in five States. In 1995 the pilot was expanded as a national program. FHA insured 27,150 EEMs in FY2001, 30,331 in FY2002...
As the leaders of HOA’s, board members have various responsibilities that can depend on their position on the board. Like the national government, the president has different duties than the secretary,...